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If Damien loses his job due to injury, he worries that his family won’t be able to survive without his income. He decides to purchase disability insurance that will provide money for him and his family if he should ever become physically unable to work. By purchasing this type of insurance, from which type of risk is Damien trying to protect himself? A. property risk B. liability risk C. inheritance risk D. personal risk

Answer :

Parrain

Answer: D. personal risk

Explanation:

Personal risk to a person is the risk that something will happen to them such that they would be unable to provide for their selves or their dependants.

Personal risk is one of the most popular risks because we face it everyday as anything can happen to us once we wake up.

In this case, Damien is insuring against the personal risk that he will get disabled that way his family still gets paid if such a thing should happen to him.

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